Ann Arbor Undressed

Take The Garbage Out !!!

Sat, 24 Sep 2011 20:56:27 -0400

"Take the garbage out #5&**!!

I suppose there isn't a parent anywhere that hasn't yelled at their kids to take the garbage out.

I don't do garbage, with 5 kids and a hubby, just not my thing.

But, today I did, not my house garbage but.......

My computer garbage or Trash.

I deleted over 40,000 emails in my garbage trash can.

Every Sunday night I clean up my Inbox, and NO I have never gotten to that mythical land call "Inbox 0" but I do feel more organized starting a new week.

I have a folder for each of my Buyers and Sellers in Ann Arbor. Every bit of communication with my client is dragged into the clients folder. When the transaction is CLOSED or SOLD, I drag it into a folder called PAST Clients.

In each clients folder there is anywhere from 99 to 598 emails, the most being when it is a Short Sale.

I regularly delete my Junk Mail but have never really wanted to delete my TRASH because many times if I am searching for something it pops up in TRASH.

Today I did the dirty deed.

The easiest way to Empty your trash is to sort your emails by FROM. (see the graph below)

The email program you use with sort them alphabetically like: Active Rain Notices, Groupons, Tiger Lead Notice, Face Book, Twitter, Lowes, etc... basically if you hit FROM in Outlook or the Apple Mail Toolbar.

Then you can delete them all at one time.

Nothing like football to get me into cleaning, except when Michigan is playing. GO BLUE!!

How do you manage your email?

I feel like Missy the Maid.....

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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Short Sale Urban Myths – Short Sales with No Late Payments

Sat, 24 Sep 2011 17:49:54 -0400

Ann Arbor sellers, do you have to be behind in your payments to do a short sale ?

No not necessarily.

But, in my experience they take longer as the buyer is still paying and they are not loosing money yet.

Like Melissa says in her post, it is totally up to the hardship letter and the financial work sheet.

Via Melissa Zavala Realtor® North San Diego County Homes (Broadpoint Properties):

It happens all the time: I have sellers and agents call me at the office to ask whether a short sale seller (their prospective client) can list in a short sale because the seller has not missed any mortgage payments.

Or, I may get a call from an agent who tells me that the bank told the seller that he or she could only get evaluated for a short sale if mortgage payments have been missed. Apparently, there’s this masked employee who seems to work at all the banks and spread this misinformation like wildfire. (It’s almost like the beginning of one of those urban myths—you know the friend of a friend who brings home a Chihuahua from Mexico but it turns out to be a rat).

Can a borrower participate in a short sale if s/he is still current on his or her mortgage?

Quite simply, the answer is yes. However, there are certain criteria that may impact an agent’s ability to successfully negotiate a short sale for a borrower who is current. So, here’s what you need to consider when taking a short sale listing like this:

Does the borrower have a hardship or a legitimate reason for participating in a short sale? If the seller is simply sick and tired of being upside down on the mortgage, some banks may be a little bit less flexible in their short sale approvals. Banks are looking for solid reasons that sellers need to sell—job loss, divorce, death, illness, etc.

How many liens exist on the property? Depending upon the number of mortgage loans and also depending upon the state where you live, there are many different programs available for short sale sellers. However, sellers who are current and who have second liens held by collection agents may find it necessary to throw in a little bit of cash in order to make the second lien holder agree to the short sale. (Don’t forget that you need to get the first lien holder’s approval in order to make a cash contribution to the second lien holder and that contribution must appear on the settlement statement.)

Who are the mortgage lenders? With respect to folks who are still current, some mortgage lenders are a little more flexible than others. Many mortgage lenders will check the borrower’s credit and look into all aspects of the sellers’ financials, while others will be a bit more flexible and forthcoming with short sale approval letters.

So, the next time you hear that the bank has told your seller to miss a few payments, you had better double check to make sure that the Chihuahua doesn’t smell like a rat.

Photo: flickr creative commons by crispee

Melissa Zavala
BROKER/REALTOR® ● DRE #01324959

BROADPOINT PROPERTIES, INC.
760.839.3838

Search San Diego County Homes For Sale | Search Riverside County Homes For Sale
Southern California Short Sale Support | Short Sale Expeditor Negotiation Services

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What's the Difference Between an Offer and a Contract?

Sat, 24 Sep 2011 17:45:15 -0400

Ann Arbor buyers just because you write and offer doesn't mean you have a contract.

Good post by Chris Ann Cleland explaining the ABC's.

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Via Chris Ann Cleland, Associate Broker, Northern VA (Long & Foster REALTORS®, Gainesville, VA):

What's the Difference Between an Offer and a Contract?

The language we use when talking about real estate transactions is important. In fact, in some situations the difference in one single word used over another can be critical to understanding what is happening, or what is expected in a real estate transaction.

You'll often see the word CONTRACT used when the word OFFER should be used. There is a very big difference between the two words. They are not interchangeable. Real estate professionals know the difference, but so should you as a Buyer or Seller.

An OFFER is what a Buyer makes to a Seller, or vice versa. It is all the terms under which the Buyer would like to purchase the property. It has been accepted in writing by only one party, that one making the offer.

The Seller can counter-offer those terms, making changes and sending them back to the Buyer for review. Again, if this were the case, the terms have been changed and the changes have only been accepted by one party.

You don't get to the point of CONTRACT until all parties all agreed to all the terms IN WRITING.

As a Buyer you make OFFERS on properties. You do not write CONTRACTS. You are putting forth the terms under which you would like a contract to exist. When accepted by the Seller your OFFER will become a CONTRACT, but not until it is accepted in writing. Knowing the difference can be critical when explaining a multiple offer situation. If you said you were dealing with a Seller than had multiple CONTRACTS, you are dealing with a Seller who has agreed in writing to sell one property to multiple Buyers. That is a nightmare. If you are dealing with a Seller who has multiple OFFERS, you want to be the one the Seller signs and turns into a CONTRACT. It can be a competitive situation, but is not screaming for one or more lawsuits.

When a CONTRACT exists both parties to it have obligations to perform. An OFFER has no such obligation until the terms of the OFFER are accepted by all parties.

Chris Ann Cleland, Associate Broker- Licensed in Virginia, GRI, SFR, Northern Virginia Short Sale Specialist. Affiliated with Long & Foster, 7526 Limestone Drive, Gainesville, VA 20155. To contact Chris Ann, call 703-402-0037 or email chrisann@LNF.com. Or you can visit her website: www.nvarealestate.net.

Header is a combination of photos, taken by Chris Ann Cleland, of various listings and neighborhoods in the Bristow-Gainesville-Haymarket area.

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

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Saline, Michigan Market Reports

Sat, 03 Sep 2011 10:32:15 -0400

Saline, Michigan Market Reports

When I think of the market in Saline, I like to see a comparison of where we are now vs where we were a year ago.

You can see from the chart below that our inventory is DOWN. That is a good thing, unless you are a buyer looking in a certain price point or neighborhood.

The other thing I like to look at is the price of homes, are they up or down?

When working with buyers looking to purchase a home in Saline, Michigan it is important to know if the community is consistent, down or increasing in value.

You can see from this graph that we hit a low ($192,000.) in March 2011 but now the price point is up to almost $220,000. This brings me back to the first point, inventory in Saline, Suppy vs Demand equals higher sale prices.

The next chart is done monthly by Affinity Valuations, a local appaiser that I have known for years and trust completely.

I like this chart because Pete graphs out for Saline, Michigan over a three year period. In this graph which Petes gleans from the Ann Arbor Area Board of Realtors, You can see the trend in price per square feet, number of sales each month.

The trend is price per square foot in Saline, Michigan has been consistent for the last three years.

On my Ann Arbor Real Estate Talk blog you can get monthly updates on the market in Saline, either by checking back monthly or signing up for Executive Reports to be emailed to you.

Originally posted Saline Market Report on Ann Arbor Real Estate Talk.

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

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This needs to be seen by as many Realtors as Possible! Closings MAY be delayed if word does not get out!

Wed, 24 Aug 2011 09:43:29 -0400

Notice to Ann Arbor residents, new appraisal guidelines are coming September 1st.

In my case I have already had appraisers starting to do this on my listings under contract.

Appraisers must complete appraisals in what is defined as UAD or Uniform Appraisal Dataset format. This is a GSE Fannie, Freddie requirement.

Via Mary Thompson Lake Lanier Appraiser in Georgia (LakeFrontPros.com):

Pass this along to every Realtor you know. Re-blog this post, whatever you can do to get the word out!

As of September 1, 2011 appraisals will change drastically. We now must complete appraisals in what is defined as UAD or Uniform Appraisal Dataset format. This is a GSE Fannie, Freddie requirement.

What does this mean for you? The new reports will look foreign to you and your clients with all the codes we have to use in the reports, so you will have to be versed on what the codes mean. Instead of the old days where we described a property as being Good in condition or Good in Quality of Construction, we will now be using codes such as Q=3 and C-2, etc. It will be far less user friendly to read and more automated system friendly. Fannie and Freddie want consistency across the board for all appraisals nationwide and the codes are the way they are trying to get this accomplished. They have clearly defined what Fair, Poor, Average, Good, Very Good and Excellent Quality and Condition should entail. No more leeway in how appraisers determine this on their own. Lenders are also gearing up for uniform delivery of their loan packages and the UAD is part of this whole process.

If you GOOGLE UAD or Uniform Appraisal Dataset you should find a wealth of information on this topic. Be prepared and prepare your clients!

What do we as appraisers need from you? One of the big changes is we must know in what YEAR any renovations to the BATHS and KITCHENS were completed. In addition to the comments you already place in FMLS/MLS about renovations, we need the renovation year for the kitchens and baths. If the exact year is unknown then we need a specific range, ie: less than 1year ago, in the past 5 years, in the past 10 years or in the past 15 years.

If we cannot get this information in FMLS/MLS for the SUBJECT we must contact the owner if available or the Realtor and get this information and this takes time and mayt also delay closings! For all the comparable sales and listings that we use in our reports, we of course cannot contact the owner, so we will be contacting you the Realtor unless you have this information in your comments and photos. While we do NOT have to indicate year of renovations for the comparables, we really need this information in order to properly compare them to the SUBJECT. So any listing you have, please include as much detail about renovations as possible!

What else do we need from you? We need photos! Lots of them, more the better. Photos of the renovations and if you can add descriptions under your photos, please include the YEAR the renovations to kitchen and baths were completed or use the range noted above. Also needed is extent of renovation! Was it a REMODEL or just an UPDATE. For appraisal purposes a Remodel means a significant change, Gutting of the bath or kitchen, all new fixtures, flooring, cabinetry, appliances, etc. VS. Updating which brings it to current market appeal and standards without a total REDO! New Paint, Some new fixtures, refacing of cabinets, etc.

We must have this information included in every appraisal report. So if all Realtors add this information in the comments or under your photos, life will be easier for all as the appraisal will be completed SOONER and the deals will closed faster. Win/Win for everyone! Not to mention, the homeowner needs to get full credit for renovations and when they were performed!

** FOR THOSE OF YOU WHO PROVIDE GREAT DETAIL AND PHOTOS IN YOUR REPORTS, APPRAISER'S AND OF COURSE THE SELLERS THANK YOU!

I hope this POST is featured as we have to get all Realtors on board with this ASAP! So please pass this along to your Brokers too and let me know if you have any questions.

In Future Posts I will define in more detail the codes (which will look foreign to everyone for awhile) and what they mean and how they are defined in our reports

Thanks guys!

Mary Thompson

Certified Appraiser

http://www.lakelanierappraiser.com

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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I Don't Care Who You Are, This Will make You Cry...We Let A Stranger In Our House...And A Friend Into Our Hearts

Mon, 15 Aug 2011 19:25:37 -0400

This is the most touching story I have read on Activerain in forever. Thanks to Elizabeth for reblogging it and now I am.

Heading to my home town this week for a wedding and I had already thought about going to see if I could walk through my home I grew up in, in Paducah, Ky.

Via John McCarthy Your Seacoast NH REALTOR® (Better Homes and Gardens Real Estate/The Masiello Group):

I Don't Care Who You Are, This Will make You Cry...We Let A Stranger In Our House...And A Friend Into Our Hearts

In early July, I admit, we did something most people would consider a very foolish thing. We let a total stranger in our house.

It was a Sunday morning and my Chris and I were about to pull out of the driveway on our way to find breakfast at a yet to be determined restaurant, when I noticed a car was pulling over to the side of the road opposite our driveway. I asked Chris to roll down her window as I expected the solitary gentleman in that car might have a question or perhaps need directions.

"Do you live here?" the fortyfive-ish stranger asked,
"Yes we do," Chris replied.
"This is the house where I grew up," he said. "Could I visit for a minute. I won't take much of your time. I can see you are on your way out."
With that, I stepped out of the car and said, "Why don't you pull into the driveway and get your car off the road."

In the next minute, we were shaking hands in the driveway and he introduced himself as Pete Martin. He asked if the Kelleys still lived next door and pointed to the second floor bedroom that was his and described how the chimney ran right up through the middle of the room. I asked if he would like to tour our home. He happily agreed.

As we passed through each room, Pete shared some little memory about the room and about the house and asked if the lilacs were still behind the house where he had buried his much loved dog. I showed him that the lilacs, and most likely his dog, had been relocated to another part of the yard to make room for the pool that we now enjoy. Through this stroll down memory lane, Pete shared a bit about his life.

Pete told us he had retired from a military career in the Air Force and now lived in Tennessee. After over twenty years of service, he was still not ready to give up flying and serving our country, so he became a Government contractor flying special operations forces in combat missions over Afghanistan, and tomorrow, he would be on a plane going back there and not returning until September.

Out of pure coincidence, he was visiting a friend in Londonderry, NH and asked if he could borrow his car to drive over to North Hampton in the hope we might be home when he knocked on our door. He had made this drive some years earlier, and we were not home. :-(

When we finished the tour of the house, Pete asked us if we could take a few pictures of him with his mobile phone and we took a few with our camera. We exchanged email addresses to stay in touch. As he was getting ready to leave, Pete made it clear, that by inviting him, a total stranger, into our home, we had given him something he something he would never forget. We had given him, the WORLD....and yesterday, well, he turned around and gave it back to us, in a way I know I will never forget.

While I was at my first showing yesterday, Chris called me on my cell and told me we had received a package from Afghanistan from Pete. I could not get home fast enough from the showing.

Seated at the kitchen table, Chris handed me the package and asked me to open it. Inside, was an American Flag, a copy of the Stars and Stripes daily newspaper published for members of the military, a copy of the July 2011 edition of Freedom Watch Afghanistan magazine and the following letter and special presentation:

Now, most of you know I am a Pease Greeter at Pease AFB in Portsmouth, NH, welcoming our troops home from duty or sending them overseas to Iraq or Afghanistan. If you enjoy freedom, thank someone in the military. Maybe you could stop by Pete Martin's Facebook page and thank him. I know that's where I'm headed as soon as I publish this blog.

If you would like to know why I chose Seacoast New Hampshire to make my home, click here to email me, and I can make a real convincing argument for you to choose it too! Or, if you would like to do your own home search, sign up NOW on my website for our exclusive Home Scout Program.





          John McCarthy
          Your Seacoast NH Realtor
         408 Lafayette Rd, Hampton, NH 03842
       603-601-1110 Office
         603-418-1521 Cell

          Visit My Website            Email Me



  Looking for a great REALTOR®? Let me GOOGLE ONE for you!

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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Buying 3 Months After You Sell Your Home in a Short Sale

Sat, 06 Aug 2011 10:23:20 -0400

Looking for an Ann Arbor Area Lender who can do a Short Sale for a buyer of mine. It has been 2 years and great credit.

Surely there is someone locally in Ann Arbor Area who can do this, if Larry Bettag in Chicago can.

Call me 734-926-9797

Via Larry Bettag - Cherry Creek Mortgage:

It just happened. I spent about 1.5 months getting this guy's ducks in a row. Sounds almost too good to be true. But it is true. You can't do it on a conventional loan. You can, however, do with an FHA mortgage with:

TWO CRITICAL CAVEATS!!!!!

The bank can't be reporting a deficiency and;

The borrower can't have any 30 day lates reporting either.

I feel almost guilty on this, but I've come to learn that we've done a myriad of them at our company this year.

My buyer was denied by two other mortgage companies over the last two months. The other mortgage banks didn't look at the 4155 (or the FHA guidelines). Realtors, this is critical. A buyer still needs to qualify, but if they sell their home in a short sale and meet both of the aforementioned criteria, then....you have another happy buyer!

Loan officers need to have the support. They need to know the guidelines. Buyers do have options.

If you choose, you can find me here:





                                         NMLS ID#158606               An Illinois Residential Mortgage Licensee

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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As A Keller Williams Agent Why I'm Stickiing with Docu-Sign

Sun, 31 Jul 2011 09:41:40 -0400

A few months ago, Keller Williams released a new software program called E Edge. It recently won the Innovator Award at Inman Connect in San Francisco.

Included in E Edge is Dot Loop. It is similar to Docu-sign in that it does electronic signatures and is part of the package we pay $15.00 a month for.

I'm sticking with Docu-Sign

I started using docu-sign a year ago and have used it to write an offer for a buyer who lived on a sail boat in California, he loved it.

That was my first experience and he loved the fact he didn't have to pull into shore, find a print store and print and then scan or fax back.

Now a year later I use docu-sign for all of my transactions.

I have found that even more "mature adults" have no issue with it.

It is safe, user friendly and saves me so much time.

Dot Loop which is part of the KW E Edge package does not have the profile sheets for listing contracts set up.

So if I list a home for sale in the Ann Arbor Area, I can do it all in Dot Loop but then have to go over and do the profile sheet in Zip forms.

Now who wants to do that?

Not me!

What's the point if you have to send two different documents to my clients.

I told my Assistant that I would not be switching to Dot Loop. It is frustrating as I send the listing contract to my clients, they sign, we go in, print it off, then Robert has to scan it in, upload to Dot-Loop and turn in the Green Sheet.

But, that is what we have to do as all transactions must be entered into Dot Loop to get paid.

Data Bases

Someone one told me that the best data base is the one you use. I feel the same way about Docu-Sign, I use it and love it.

The First

When I first started using docu-sign, I heard a lot of WOW from REALTORS in other Brokerages that weren't using it but found they loved it.

Recently the listing agent was away planning her daughters wedding, and I told her "if you give me your clients emails I will send them the document to sign" so you don't have to worry about it while out of town." She did and the sellers and buyers were both able to put in writing what we had agreed to verbally on the counter offer. Had she not done that it would have been 3 days before it was signed. That is something I was not willing to take a chance on.

SOLD

Count me SOLD on Docu-sign.Even if I have to pay the $19.95 extra on top of Dot Loop, I am sticking with what has worked and gets the job done.

Disclaimer: "This post is a submission to the DocuSign/ActiveRain Electronic Signature Stories Contest. It's possible I will win a prize for writing this post. You could win a prize too by going to the Contest Announcement and sharing your own story".

Dot Loop is only one of the features of E Edge and the rest of it is AWESOME!

****************************************************

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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Torwood Subdivision in Saline, MI 328 Castlebury for Sale

Sat, 30 Jul 2011 09:11:54 -0400

328 Castlebury in Saline Michigan, located in Torwood subdivision is on the market for sale.

Saline Schools in Torwood

328 , Castlebury, Saline, MI 48176 View Map

Former Model,beautiful home with refinished hardwood floors in foyer, kitchen, nook, hall.

10 ft ceilings in Formal living room, first floor study, Great room opens to family room.

Crown molding in formal dining room.

Professional finished LL with bed, bath, rec room, and ex room, for media or work-out room.

Master suite w. corner jacuzzi tub, double vanities and walk in closet.

Private back yard, great landscaping.

Located in highly desirable Torwood.

1000 S. F in LL makes this a really large home.

Details

Asking Price:

279900

MLS:

3105774

Sq. Feet:

3228

Bedrooms:

Bathrooms:

# of Floors:

HOA/Maintenance Fees:

150

Garage Size:

Subdivision:

Torwood

Year Built:

1998

Property Amenities

Contact Info

Missy Caulk
Associate Broker

Cell 734-216-2822
Dir 734-926-9797
Email | Website

All information is deemed reliable but is not guaranteed.

Beautifully finished and impeccible condition. Newly finished hardwood floors in foyer, kitchen, nook.

You will love the back yard with mature landscaping, refinished deck and perrennial flowers.

If you are looking for a large home, this is IT, professional finished LL, with bed, full bath, work out room. Egress window in the lower level bedroom.

Peaceful Master bedroom retreat with double vanities, corner spa tub and huge walk in closet.

Looking to move and do nothing ? This is the home for you.

Refinished hardwood floors
Fresh Paint
Family room opens to kitchen
Fireplace
First floor study
Formal living and dining room
10 ft ceilings in formal living room
Finished LL with bed, bath, rec room and work out room
Double vanities in Master suite
Impeccable Condition
3228 Square feet (1000 finished in lower level)

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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1900 Dexter Rd. Ann Arbor, MI West Side of Ann Arbor

Wed, 27 Jul 2011 12:42:26 -0400

1900 Dexter Rd, is located on the Westside of Ann Arbor and withing walking distance to downtown.

Beautiful,large home with many updates and remodeling in the last 3 years.

New cherry hardwood flooring in foyer,living room,dining room,and great room.
New additional powder room, with granite counter tops.
HUGE master suite with sky lights,walk in closet,and gorgeous new master bath.
Finished lower level with built in cabinets,1/2 bath, and workshop.
First floor office, GR opens to deck stairs to private patio.
Complete overall of landscaping, privacy hedge around property,pebble walk around house with perennial gardens.
Immaculate condition.
Walk to downtown.
Across from Maryfield Park & Wildwood Park.

1900 Dexter Rd. - $349,900.00

Bedrooms: 4

Bathrooms: 2.5

Year Built: 1901

Lot Size: .21 acre

Garage Size: 2.5

School District: Ann Arbor Huron

Square Footage: 3648

Agent Name: Missy Caulk

Broker: Missy Caulk

MLS #: 3105443

Price: $349,900.00

Flexibility: Negotiable

1900 Dexter Rd

Ann Arbor, MI 48103

View Map

View More Photos

Real Estate Shows

Range/Oven
Full Refrigerator
Washer/Dryer
Dishwasher
Sink Disposal
Microwave

Hardwood Floors
Vaulted Ceilings
Basement

Patio
Grass Lawn
Secluded setting
Across from park
Pebble walk around
Gardens

Missy Caulk

Missy@MissyCaulk.com

734-926-9797

All information in this site is deemed reliable but is not guaranteed and is subject to change

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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Fun, Fundraising, and University of Michigan Woman's Football Academy

Tue, 14 Jun 2011 10:45:02 -0400

What a fantastic day was spent on Saturday at the University of Michigan Woman's Football Academy.

Besides over $100,000.00 raised for the Comprehensive Cancer Center, the Missy Caulk TEAM was able to contribute $750.00.

Thank you so much for all my past clients and blogging friends that were able to help us out.

The Schedule

In the mornings after introductions, everyone was divided into teams and each team rotated with a position coach where we learned the stances, and the proper technique's.

After about 15 minutes with each University of Michigan Coach and the players we rotated to the next position.

Before we rotate we would all get in a huddle and raise our hands together. The Coaches would yell, "BEAT" and we would yell back "OHIO"!

Believe it or not the kicking and the punting were the hardest. Although I did fall flat on my face zig zagging through the cones. Hey the grass was wet.

The Scrimmage

After lunch we got in our assigned teams. My team was coached by Coach Jeff Hecklinski, (Coach Heck) the Wide Receiver Coach.

Our team played against Coach Jerry Montgomery's team, who coaches the Defensive Line. Coach Heck, turned the actual plays over to Roy Roundtree, Wide Receiver and he wanted everyone to go long. Imagine that!

Coach Heck said the one thing he heard over and over again all day was, "OMG there is Denard!" Next year he suggested they just put Denard in the middle of the field and have everyone line up.

One of the most fun things was running through the tunnel and getting to scrimmage in the the BIG HOUSE.

I really enjoyed spending time with some the coaches wives as Christa and I helped them in obtaining a home in Ann Arbor.

Well a picture is worth a thousand words, so let the video show you have much fun we had at the U of M Woman's Football Academy.

If you would like to play on our team next year, let me know because I would love to be able to spend the day with you and help raise more money for the Comprehensive Cancer Center. GO BLUE!

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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Can you Help the Missy Caulk TEAM Help U of M Comprehensive Cancer Center?

Thu, 09 Jun 2011 13:19:33 -0400

This Saturday is the Annual University of Michigan Womans Football Academy.

This will be the second time I have played, attended it. The first time was in Summer of 2004 and I broke my pinkey finger catching a pass with Lloyd Carr looking on.

I was playing Wide Receiver in the afternoon scrimmage and and I was not suppose to be thrown a pass. It was a running play but the running back got tackled, the QB looked up and saw me open so through me the ball and I caught it. (breaking my finger)

I walked up to my Coach, who at the time was Braylon Edwards, and said, "I think I broke my finger."

"Nah," said Braylon, "Good catch, get back in there."

But, I walked off the field with my finger hanging and went into the locker room, where Paul Schmidt, Athletic Trainer for the Wolverines said, "Missy, get out to Saline Hospital and get an x-ray right away." (Paul is from Saline and knew me from there.) So I did...3 days later I had surgery and wore a halo cast for 3 months.

Now I am playing again!!

But, this time we signed Medical Release Forms. Wonder why?

My husband played QB in high school, and the Marines (anyone remember when the Marines had a team?) and all my 3 sons played in high school. NOT ONE of them ever had a serious injury, but mom goes out one day and OUCH!

Now even though we will have a lot of fun at the Womans U of M Football Camp, it does serve a higher purpse and that is to raise funds for the University of Michigan Comprehensive Cancer Center. Since its creation in 1999, the program has helped more than 15,000 cancer patients and their families.

I never have begged asked for support on my Ann Arbor Real Estate Blog, but TODAY I am.

Can you help us raise money for this worthy event by donating to The Missy Caulk TEAM's efforts for U of M Comprehensive Cancer Center?

Christa and I are excited to be helping them out and you know after reading my story about my broken finger I would not be doing this again, if not for a worthy cause.

If you are one of my 2430 friends on Facebook, or 3826 Followers on Twitter...or all my Activerain Friends and Subscribers.

...if eveyone could give $5.00 to $10.00, $50.00 or $100.00 we would be so very grateful.

DONATE HERE Thank you!!

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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Find the Perfect Neighborhood FIRST, Then Select Your Dream Home

Sun, 29 May 2011 08:38:52 -0400

Ann Arbor homebuyers, this was written by my good friend Debe Maxwell. I could re-write it and make it for buyers looking throughout Washtenaw County..but why?

The truth is the advice is perfect for anyone looking in any area, Saline, Dexter, Chelsea, Ann Arbor or Ypsilanti, Michigan.

Sometimes when home buyers are not sure which community they want to purchase a new home in I tell them to have lunch in Chelsea, dinner in Ann Arbor, go to McDonalds for awhile with their kids in Saline etc...

Each community has their own flavor, and uniqueness. Find the one that is right for you. Here are the MEAP scores by School Districts in Washtenaw County.

Via Debe Maxwell - Search Charlotte Homes for Sale - Charlotte NC Neighborhoods (iCharlotteRealEstate.com Savvy + Company Real Estate):

Buyer Tips: Locate the Neighborhood BEFORE You Look for a New Home

Charlotte has a multitude of areas, subareas, communities, subdivisions and neighborhoods and if you’re new to the area, you really do need a knowledgeable agent to guide you through the process of elimination as far as neighborhoods are concerned.

There are a few good sites that I recommend to my clients to learn more about the different areas/neighborhoods in Charlotte.  First, you’ll want to consult your agent and let him/her know, specifically, what you’re looking for. Ask your agent if he/she is a Charlotte Certified Neighborhood Specialist. If so, he/she will be able to assist you in matching your current neighborhood to one very similar in your destination city. If at all possible, consult one in your destination city–you’ll be glad you did!

1. Make a list of all of the amenities that are near the neighborhood you are considering as your destination neighborhood. Keep in mind what distance is acceptable to and from frequented locations (work, school, worship) and the routes which you’ll be taking. Map them to see if the traffic pattern is going to be easy to alternate in the event of rush hour or accident traffic.

2.  Determine the best features of a couple of neighborhoods; this is especially helpful if you are deciding between a few different neighborhoods in a few different areas. What lifestyle needs are important in your community and home selection?

Are there parks located nearby? Where are they located?
Is the neighborhood scenic and visually appealing?
Are the people friendly?
Is the neighborhood clean?
Are there nice trees and foliage; are there evergreens for year-round privacy and beauty?
Are the lots large or small?
Are there sidewalks and are they easily accessible?
Is the neighborhood safe?
What are the market values of the homes in the area?
How many homes are for sale?
How long ago was the community developed?
Are residents making improvements and updating interiors to help maintain property values?
What are the age demographics in the area?
Are there families with small children in the area or is it an ‘empty nest’ community or a neighborhood of young professionals with or without children?
What is the proximity to schools?
Does the neighborhood have community events or an active homeowner’s association?
Are there any new nearby industrial or retail building planned for the future? Any power plants? Highways?

3.  Take a stroll around the neighborhood. The best way to determine the cleanliness and friendliness of the neighborhood is to walk around in it and meet its residents.

4. Visit the neighborhood at different times of the day and different days of the week. Are there people out and about in the neighborhood, walking, riding bikes, socializing?

A lot of these items cannot be adressed by your real estate agent because of Fair Housing but, as a Buyer, you can and should do your homework–taking the time to investigate will save you headache and hardship down the road. My clients are encouraged to visit the neighborhood and meet some of the neighbors. Discuss their likes and dislikes of their own neighborhood with the neighbors. Find the answers to some of your questions above.

Here are a few sites that I recommend to help you answer the questions above are:

(Local Demographics By Zip Code)

Charlotte Chamber of Commerce

Congratulations! You are now on the road to being able to narrow your list down to the neighborhood that you know you’ll enjoy living in for years to come!

Homes for Sale in Charlotte NC

Homes for Sale in Charlotte NC on Facebook

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Search Charlotte Neighborhoods



Disclosure of material contained within.

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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Passing along some information from Agent Genius

Wed, 25 May 2011 14:10:30 -0400

Occassionally I run across information on blogs that I feel is important critical to pass along to the Activerain Community.

This is one of the those times.

Lani Rosales, New Media Director on Agent Genius, recently wrote a post on Using Web Images in Your Blog Post from Flickr.

Now I love Flickr and use the:

1) Advanced Search

2) Creative Commons

3) Those images used for Commercial Use (yes we are commercial)

4) Adapt or Modify Photos.

5) Then I link to the photographer from the post.

Bases Covered, right?

Lani has a fantastic way to protect yourself even further in your WordPress blogs. I'm not going to repost it. It is all over there on Agent Genius with a graph to show you how to do it in the back-end of your wordpress blogs.

This is an example of a modified photo in Flickr with credit given to the photographer.

Seriously, you want to read it.

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

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ActiveRain’s Weltanschauung

Thu, 12 May 2011 15:30:47 -0400

Dug this post by Jon up today, in light of the recent discussions here in the rain.

These are good guiding principals and the former philosophy of Activerain.

Perhaps you are new here and have not read the Weltanschauung's.

What is a Weltanschauung? A world view.

Let's hope it continues.

Via ActiveRain Corp.:

Weltanschauung: The guiding principles and philosophy of an organization. A world view.

1.    We understand that the value of the ActiveRain community rests entirely with its members. We admire the spirit of real estate professionals and believe our goal is to fully engage their talents and knowledge for the benefit of all members of the real estate community.

2.    We believe that real estate professionals will thrive if they demonstrate their local market expertise. With ever greater access to listings, local knowledge is now the key differentiator.

3.    We believe that homeownership is a positive force for social good. ActiveRain is committed to empowering real estate professionals so they can help people achieve the dream of homeownership.

4.    ActiveRain welcomes the active participation of all real estate professionals, irrespective of their affiliation with industry groups or trade associations. We believe a vibrant and diverse real estate community is essential to maintaining a strong organization.

5.    We believe that the constructive dialogue at ActiveRain fosters transparency among consumers about the industry. We understand that ActiveRain plays a key role in demonstrating the integrity and professionalism of those engaged in our industry.

6.    ActiveRain prides itself on editorial independence. We believe that an open, free exchange of ideas is our primary reason for being. We are not captive of any point of view or agenda – other than to advance the interests of homebuyers and sellers and real estate professionals.

7.    We encourage dissenting or contrarian points of view because our industry is better served by continually examining the status quo. Challenging conventional wisdom is often essential for the evolution of our industry and the development of new opportunities.

8.    We believe in spirited discourse, but personal attacks or predatory behavior will not be tolerated. Respect and civility are the shared values that unite all of us.

9.    ActiveRain does not stand on ceremony or hierarchy. ActiveRain is a two-way street. We believe that a continual conversation with our community is critical to our continued growth and vitality. We are fully committed to incorporating member feedback and ideas to improve ActiveRain.

10.    ActiveRain believes that it is in the best interests of real estate professionals to build a community that is focused on educating one another. ActiveRain believes its future depends on members of all experience levels openly sharing their experiences and best practices with others in the field. This communal dialogue offers a unique opportunity for professional growth and is the way to share in the dynamism and excitement that constitutes the modern real estate business.

-The ActiveRain Team

Missy Caulk & Team can be reached at 734-926-9797 or email: Missy@MissyCaulk.com

Our TEAM of 6 Agents are available to help you relocate to Ann Arbor, Saline, Dexter, Chelsea, Milan, Ypsilanti Township, Clinton, Manchester, Whitmore Lake, or throughout Washtenaw County, MI.

Free Home Evaluation

Search the Ann Arbor Area MLS.

Google Profile

Market Reports in Real Time Updated Weekly

Profit from Technology for Realtors and Lenders

Live By University of Michigan

Move In Nashville

Search Ann Arbor Houses